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        1. Deliver an optimized digital payment experience

          digital payment

          Your digital payment strategy 

          You will undoubtedly agree that the fragmentation of mobile devices, the myriad of security options and a growing number of players can implement a digital payment strategy seem like a daunting task.

          • You have more choice than ever before, between launching your own HCE-based wallet, partnering up with wallets like Apple Pay, Samsung Pay or Android Pay, or participating in a mobile operator-led wallet. 
          • While new security frameworks are being introduced for handling sensitive payment credentials and transaction authorization, standards are also evolving rapidly to keep pace with technology and business innovation. 

          ?You want your customers to experience an optimized digital payment process, regardless of the device they use. 

          It turns out you can dramatically improve your customer's mobile experience with efficiency and security and to as many users as possible.

          This is what the Gemalto Trusted Service Hub (TSH) will bring to you. 

          The cloud-based solution helps banks and operators in their digital service transformation across digital payment solutions, devices, and security frameworks.

          Now you can mobilize Gemalto security solutions and experienced service teams to support your project.

          Innovative mobile services with digital payment 

          Get access to a faster and more efficient global payment market expected to be worth over $3 trillion by 2022, according to a McKinsey report of October 2018.

          Gemalto Trusted Services Hub was launched to connect service providers at the right time: as mobile payment services enter the mainstream and mobile device security becomes ever-more diverse, stakeholders need to easily launch secure value-added digital services, having struggled for a long time to manage market fragmentation on their own.

          Gemalto Trusted Services Hub is a turnkey business service that enables:

          to securely deploy services across a comprehensive portfolio of smartphones and mobile networks around the world.

          Through a single engagement with Gemalto, you gain access to the largest and most comprehensive security framework to protect your mobile applications, for instore and online services.

          The Hub is built on field-proven technology and guarantees high availability, scalable bank-grade security and data segregation for service providers and is compliant with major international standards to ensure maximum interoperability.

          Digital payment certified by global schemes

          The Hub is operated by Gemalto out of our international data centers and is certified by global payment schemes including:

          • Visa,
          • MasterCard,
          • American Express.

          Gemalto is already working with numerous banks and other key stakeholders worldwide to create and build robust digital payment ecosystems.

          Deploy your digital payment solution securely and easily

          • If you are an issuer, we connect you to tokenization platforms to benefit from OEM wallets, and we help you to create your wallet. 
          • If you are a wallet provider, we will provide you with the highest number of digital cards possible, via all channels, leveraging on the secure technology of tokenization

          This all securely and straightforwardly with:

          • Convenience. Mobile payments provide ultimate end-user convenience and an innovative brand image.3
          • Reach. Gemalto enables you to connect all your users, via all issuers, devices, tokenization platforms - fully certified - and wallets available in the market- both OEM wallets and Host Card Emulation (HCE) wallets.

          • Simplicity. One single connection provides you scalable mobile payment projects-on any devices, everywhere.

          • Versatility. All kind of security options are supported, Secure Elements (SE), Trusted Execution Environments (TEE) and Host Card Emulation (HCE).

          • Expertise. Benefit from Gemalto's experience in mobile payments and excellence in operations.

          • Future Proof. Gemalto is sitting at the heart of the payment industry.

          Digital payment technologies and solutions

          Digital Payment for Banks and Financial institutions 

          Banks and Processors

          How to stay or become top of the digital wallet Create your HCE wallet or digitize your card portfolio in existing wallets like Apple Pay, Samsung Pay and Android Pay.

          Learn more about financial institutions mobile payment offer

          Mobile payment for Retailers 


          How to improve your customers shopping experience for payment and loyalty programs Multi-channel, multi-device, a unified check-out experience.

          Learn more about smart shopping with mobile payments

          Digital payment technologies forPrivate Label issuers 

          Private Label issuers

          How to boost your card usage by digitizing them and profiting from the benefits smartphones bring to customers, while staying independent

          Learn more about digital cards & mobile payments

          mobile payments with Wearables 


          How to create a "must-have" device

          Learn more about smart devices & mobile payments

          digital payments and transport 

          Mobile Ticketing for transport

          How to reduce operational costs while increasing traveller convenience

          Learn more about smart transport with digital & mobile payments

          Fully Certified Solutions

          Paper stamped with Trusted Partner  

          Press Release

          Deploy your digital payment solution securely and easily via Gemalto's platform connected to Mastercard? and Visa

          Read about our platform connected to Mastercard and Visa

          Trusted support

          Digital Payments Consulting

          Our consulting experts are available to support every aspect of your migration to the latest technologies - from planning to execution - to speed up your time to market.




          • Posted on May 02, 2019

            Cash and Digital Payments will co-exist to drive financial inclusion

            This blog discusses how digital payments can drive greater financial inclusion and help reduce poverty.

            Read this post